Motorcycle Insurance: Compare & Save with AI
Pricentia analyses hundreds of motorcycle insurance quotes and suggests the best one directly on WhatsApp. Save up to £300 a year.
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Cover Options
Choose the protection that suits your needs
Third Party Only
Legal minimum cover for damage you cause to other people and their property
Third Party, Fire & Theft
Third party cover plus protection if your bike is stolen or damaged by fire
Comprehensive
Full cover including damage to your own motorcycle, regardless of fault
Personal Accident
Cover for medical expenses and compensation if you're injured in an accident
Riding Gear & Helmet
Protection for your leathers, boots and helmet if damaged in an accident
Accessories Cover
Cover for panniers, screens, exhausts and other modifications
Breakdown Cover
24/7 roadside assistance, recovery and bike transport if you break down
Legal Protection
Legal expenses cover to pursue uninsured losses after an accident
How to Compare Motorcycle Insurance with Pricentia
Three simple steps to find the cheapest motorcycle insurance for you
Enter Your Details
Provide your information. Pricentia analyses your details and compares them with hundreds of quotes in real time.
Get the Best Offers
You can also interact for a better experience on Telegram/WhatsApp, to explore further and evaluate the best options.
Choose and Activate Your Policy
When you find the ideal solution, receive all the guidance on how to proceed with activation.
What Affects Your Price
No-Claims Bonus
Each claim-free year builds your NCD. More years without claims means lower premiums.
Age and Experience
Young and new riders pay more. Premiums decrease with age and riding experience.
Bike Type
Insurance group, engine size, value and age of your motorcycle affect the cost.
Security Measures
Alarms, immobilisers, ground anchors and secure storage reduce your premium.
Annual Mileage
The fewer miles you ride, the less you pay. Low-mileage riders get better rates.
Voluntary Excess
Choosing a higher voluntary excess can reduce your premium.
Everything You Need to Know
Motorcycle Insurance UK: Compare & Save with Pricentia
Pricentia is the smart assistant that helps you find the best motorcycle insurance at the cheapest price. Unlike traditional comparison sites, Pricentia doesn’t leave you alone with endless tables of quotes: the AI assistant contacts you on Telegram or WhatsApp to guide you through choosing the perfect policy.
In 2025, the average UK motorcycle insurance premium ranges from £200-£800, but by comparing quotes you could save up to £300 a year. With Pricentia you can analyse quotes from over 150 FCA-regulated insurers in just 3 minutes.
Types of Motorcycle Insurance Cover
Motorcycle insurance in the UK comes in three main levels:
Third Party Only (Legal Minimum) The basic legal requirement. Covers damage you cause to other people, their vehicles and property. Doesn’t cover damage to your own bike or theft. Despite being the minimum cover, it’s not always the cheapest option.
Third Party, Fire and Theft Adds protection if your motorcycle is stolen or damaged by fire to the third party cover. Still doesn’t cover damage to your own vehicle in an accident.
Comprehensive Cover Full protection including damage to your own bike, even if the accident is your fault. Despite offering more cover, comprehensive policies are often similarly priced or even cheaper than third party only.
Optional Extras Additional cover options to enhance your policy:
- Personal Accident Cover: Medical expenses and compensation if injured
- Riding Gear & Helmet: Cover for leathers, boots and helmet
- Accessories Cover: Protection for modifications and add-ons
- Breakdown Cover: 24/7 roadside assistance and recovery
- Legal Expenses: Cover to pursue uninsured losses
- Pillion Cover: Protection for passengers
How to Save on Motorcycle Insurance
Pricentia suggests the most effective strategies to reduce your motorcycle insurance premium:
- Always compare quotes: Prices vary enormously between insurers
- Complete advanced rider training: Courses like RoSPA or IAM reduce premiums
- Install security devices: Alarms, trackers and ground anchors lower costs
- Keep it garaged: Locked garages are cheaper than street parking
- Pay annually: Avoid interest charges on monthly payments
- Build your no-claims: Each claim-free year reduces your premium
Why Choose Pricentia for Motorcycle Insurance
Unlike traditional comparison websites, Pricentia offers a completely different experience:
AI Assistant on Telegram or WhatsApp You don’t have to interpret dozens of quotes alone. The intelligent assistant contacts you on Telegram or WhatsApp, asks targeted questions and suggests the policies best suited to your profile.
Personalised Advice Pricentia analyses your specific situation: bike type, annual mileage, claims history. You don’t receive generic proposals, but tailored solutions.
Ongoing Support Even after you’ve chosen a policy, Pricentia alerts you when it’s time to compare new quotes and notifies you of savings opportunities.
Information Needed for a Quote
To get an accurate motorcycle insurance quote you’ll need:
- Vehicle registration number (reg plate)
- Riding licence details for all riders
- Claims and convictions history (last 5 years)
- Annual mileage estimate
- Overnight storage location
- Security devices installed
With Pricentia you can start comparing even without all the information: the assistant will guide you step by step through completing your request.
Why Compare Motorcycle Insurance with Pricentia
The smart assistant that works for you, not the insurers
Impartial Comparison
Pricentia analyses quotes from insurers without favouring anyone. You always find the best deal for you.
AI Assistant on Telegram or WhatsApp
Receive personalised recommendations. Instant responses, no waiting.
Guaranteed Savings
Pricentia users save an average of +20% a year on motorcycle insurance.
100% Free
The comparison service is completely free. No hidden costs, no fees charged to you.
Pricentia: Reliability and Transparency
FCA-Regulated Insurers Only
We only compare policies from FCA-authorised and regulated insurers, guaranteeing maximum security.
Real Prices, No Tricks
The quotes shown are the actual prices. No bait-and-switch tactics that increase at checkout.
Human + AI Support
Pricentia's artificial intelligence is backed by a team of experts who supervise to provide you with the best experience.
Frequently Asked Questions
Motorcycle insurance is a legal requirement in the UK that protects you financially if you're involved in an accident. It covers damage to other people, their vehicles and property. Pricentia helps you find the cheapest motorcycle insurance by comparing quotes from over 150 UK providers.
Comprehensive motorcycle insurance covers damage to your own bike (including accidents that are your fault), plus third party cover, fire and theft protection. It typically includes personal accident cover and riding gear protection. Pricentia compares comprehensive policies to find the best value for your needs.
With Pricentia, comparing motorcycle insurance is simple: enter your details in our form, our AI analyses hundreds of quotes, and contacts you on Telegram or WhatsApp with the most competitive options. In just 3 minutes you receive personalised quotes from top UK insurers.
You can lower your premium by: building a no-claims bonus, completing advanced rider training, installing security devices (alarms, trackers, ground anchors), keeping your bike in a locked garage, limiting your annual mileage, or increasing your voluntary excess. Pricentia suggests the best strategies for your specific situation.
Insurers charge vastly different prices for the same rider. By comparing quotes with Pricentia, you could save up to £300 a year. Our AI assistant also helps you understand which cover you actually need, avoiding unnecessary extras.
Motorcycles are statistically more likely to be involved in accidents and theft, and injuries tend to be more severe. However, by comparing quotes with Pricentia and following our safety tips, you can find competitive rates for bike insurance.
In 2025, the average UK motorcycle insurance premium ranges from £200-£800 per year for comprehensive cover, depending on bike type, engine size, rider age and location. With Pricentia you can find quotes from £150 for favourable profiles. Our AI assistant finds the cheapest option for you.
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